Dealer Financial Services

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Borrow Industry Solutions Credit Cards

Treasury Management

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Dealer Financial Services

Peoples Bank is the bank of choice for franchised new car, established used auto dealers,
RV dealers and equipment dealers.

Floor Plan Lending

Lending Solutions: WWe support franchised new cars, motorcycles, power sports, recreational vehicles, established pre-owned automotive, and Commercial Heavy Duty Truck/Equipment dealers by providing new and used unit flooring, real estate loans, and working capital term loans.

Floorplan Financing: Peoples Bank offers competitive floor plan rates and unit advances, curtailments and maturity dates for new and used inventory, with flexible sold unit payment grace periods. Our state-of-the-art floor plan loan system includes online dealer access, allowing unit flooring and payoff, monthly billing access and payment and detailed floored unit reporting.

Support: We have dedicated bankers in Ohio, West Virginia, Kentucky, Maryland, Virginia and Washington, D.C., and a dealer operations team who are available by phone or email to respond to your floor plan or indirect needs.

Multiple new compact cars lined up on a dealership lot.

Indirect Lending

Efficient: We support franchised new car, motorcycle, power sports, recreational vehicle and established pre-owned automotive dealers. We also accept credit applications through Route One and Dealer Track for quick sending and approval.

Reliable: Supporting over 300 dealers, we have local indirect dealership managers in your area ready to serve you.

Skilled: Our teammates have extensive industry knowledge and can provide you with tailored financing plans. Our goal is to make the lending process as smooth as possible for you and your customers.

Valuable Dealership Services

Peoples Bank is a top 200 bank in the U.S. with $8.8 billion in assets and over $3.3 billion in assets under administration and management. We are also publicly traded on Nasdaq (symbol: PEBO).

As a well-capitalized bank with a low loan-to-deposit ratio, we have nationwide capabilities in equipment leasing and premium financing. In addition, Peoples Bank is licensed for commercial insurance in all 50 states. But with our big bank capabilities comes community bank service. You will always receive local and streamlined decision-making because that's the PEBO Promise.

Additional Dealer Products & Services

• Merchant card processing

• Card payables

• 401k¹

• HSAs employee health plans

• Investment services¹

• Treasury management

• Offset accounts, sweep accounts

• Insurance²

• Indirect Lending

• Leasing

• Personal wealth planning and trusts

• Mobile access to accounts

Audrey Swick, Kelly Crouse and Chuck Massa

Dedicated Dealer Operations Team

Contact: [email protected]

Chuck Massa
Dealer Financial Services Segment Leader
[email protected] | 513.377.5559

Kelly Crouse
Dealer Financial Services Portfolio Manager
[email protected] | 740.687.2905

Audrey Swick
Dealer Financial Services Portfolio Analyst
[email protected] | 740.687.2908

¹INVESTMENT PRODUCTS ARE NOT INSURED BY THE FDIC. NOT DEPOSITS OR OTHER OBLIGATIONS OF THE BANK AND ARE NOT GUARANTEED BY THE BANK; SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF PRINCIPLE INVESTED.

²INSURANCE PRODUCTS ARE NOT FDIC INSURED, NOT GUARANTEED BY PEOPLES BANK, NOT A DEPOSIT, AND NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. MAY GO DOWN IN VALUE.