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Personal Checking Account

Perfect for managing your daily financials.

Looking for an everyday checking account? At Peoples Bank®, we offer an easy-to-manage personal checking account with convenient online and mobile banking and local service you can trust.

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Personal Checking Account Features

Overdraft protection options1

Debit Mastercard® with chip and contactless pay

Access to 40,000 MoneyPass® Network ATMs*

Online banking and mobile app, including check deposit2

Send and receive money with Zelle®3

Personal Checking Account Details


Open with a $25 minimum deposit.

Avoid a $6 cycle maintenance charge with any of the following:

• Maintain a minimum daily balance of $500 or more per statement cycle.

• Complete 1 or more Direct Deposit credit transactions that total $1,000 or more during each statement cycle.

• Have 10 or more debit card purchases debited from your account during the statement cycle (excludes ATM transactions).

Enroll in eStatements to avoid a $2 paper statement fee.

Learn more about Going Paperless for your account statements.

Open a Personal Checking account.

Open a Peoples Bank Personal Checking account by applying online or visiting your local branch in Ohio, West Virginia, Kentucky, Virginia, Maryland or Washington, D.C.

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1Certain qualifications and fees may apply based on the type of protection selected.
*You can use your Peoples Bank Debit Card or ATM Card at any of the ATMs listed on this site without paying a surcharge. If an address has more than one ATM, please look for the MoneyPass logo on a sign at the ATM or displayed on the ATM screen to avoid paying a surcharge.
2There is no cost to download the Peoples Bank Mobile app, but standard rates and fees may apply from your wireless carrier.
3Users must be at least 18 years of age. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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