Merchant Services
Helping Businesses Accept Payments with Ease
Whether you operate a retail store, restaurant, professional office, or growing online business, Peoples Bank Merchant Services helps simplify the way you accept payments. From credit card processing to digital and mobile payment solutions, we provide flexible tools designed to help businesses improve efficiency, enhance customer experiences, and manage payments securely.
Merchant Services Designed for the Way You Do Business
Merchant Services offers flexible payment processing that helps businesses of all sizes accept payments securely, efficiently, and across multiple channels. Whether you operate in-store, online, or over the phone, our tools support reliable operations.
Payment Terminals
Accept in-person payments quickly and securely with modern terminals and peripherals designed for retail, restaurants, and service-based businesses
Point-of-Sale (POS) Payments
Process all major credit, debit, gift, loyalty, and pre-paid fuel cards directly at the point of sale. This includes security protection for accepting transactions and cardholder data
Web & Phone Payments
Accept payments remotely through secure web-based platforms and phone payment solutions. Ideal for businesses that take orders online or over the phone
EMV Card Transactions
Protect your business and your customers with EMV chip card technology that helps reduce fraud and improve transaction security
Efficient Management Tools
Simplify daily operations with reporting and payment management tools that help you track transactions and monitor cash flow
Personalized Support
Work with a dedicated Treasury Management team – from setup to ongoing support, our local specialists are here to help you
Explore Other Treasury Management & Business Banking Solutions
Strengthen your cash flow, streamline operations, and manage business finances more efficiently with additional business banking and treasury management solutions.
Business Banking Packages
Combine business checking accounts with treasury management solutions in one bundled solution. Get access to payment tools, digital banking services, and account management.
Payables Solutions
Take control of outgoing payments with payables solutions that help you organize vendor payments, reduce manual processes, and improve fraud prevention.
Receivables Solutions
Simplify the way your business collects payments with receivables solutions. Access tools, such as ACH collections, Remote Deposit Capture, and Lockbox services.
Get Started with Merchant Services from Peoples Bank
Tell us about your business in the form below, and a Treasury Specialist will reach out to get started.
Frequently Asked Questions
What are merchant services?
Merchant services allow businesses to accept electronic payments, including credit cards, debit cards, and digital wallet transactions.
Payment processing solutions include:
- Credit card processing
- Debit card processing
- Contactless payment acceptance
- Mobile payment processing
- Point-of-sale (POS) solutions
- Online payment processing
- Virtual terminal solutions
- Recurring billing options
- Invoice payment capabilities
- EMV chip card technology
- Tap-to-pay solutions
- eCommerce payment processing
Whether your customers prefer to pay in-store, online, or on the go, our merchant services platform helps create a seamless payment experience.
How do I accept credit card payments for my business?
Businesses can accept credit card payments using payment terminals, online payment gateways, mobile processing solutions, or integrated point-of-sale systems.
What types of payment can I accept?
Peoples Bank Merchant Services supports:
- Online payments
- Credit cards
- Debit cards
- Mobile wallet payments
- Contactless payments
How does the merchant services setup process work?
Step 1: Speak with a Treasury Management Specialist
Start by connecting with a Peoples Bank Treasury Management specialist. We’ll learn about your business, your payment processing needs, and how your customers prefer to pay—whether in-store, online, or on the go.
Step 2: Choose Your Payment Processing Solution
Select the merchant services tools that best fit your business. Options may include:
- Countertop card terminals
- Mobile payment solutions
- Online payment processing
- Integrated point-of-sale (POS) systems
- Phone or remote payment capabilities
Step 3: Complete Setup & Onboarding
Our team will help configure your payment processing system and guide you through onboarding. This includes setup support, system activation, and making sure everything is ready to process transactions smoothly.
Step 4: Start Accepting Payments
Once your system is live, you can begin accepting credit card payments, debit card payments, and digital wallet transactions securely and efficiently—both in-person and remotely.
Step 5: Manage Payments & Monitor Activity
Use your merchant services platform to track transactions, view reporting, and monitor payment activity. These tools help you better understand cash flow and manage day-to-day business operations.
Are merchant services only for large businesses?
No. Merchant services solutions are available for businesses of all sizes, including startups and small businesses.
Common business types we serve include:
- Retail businesses
- Restaurants and cafes
- Medical and dental offices
- Professional service providers
- Contractors and home services
- Nonprofit organizations
- eCommerce businesses
Whether you process payments at a storefront, in the field, or online, we can help you identify payment processing solutions designed for your operation.
Can I accept online payments?
Yes. Online payment processing options are available for businesses that sell products or services online.
