Deposit & Liquidity Solutions
Deposit and Liquidity Solutions
See the Big Picture of Your Company’s Cash Management
Account Analysis gives you a clear monthly snapshot of your company's total deposits with Peoples Bank. Make smart cash-management decisions with the easy-to-read statements provided.
• Detailed activity reporting
• Average ledger balance and average collected balance
• Earnings credit analysis
• Monthly summary of treasury management activity
• Available with Peoples Commercial Checking only
• Fees vary by customer
Sweep Accounts
Details about Investment Sweep Accounts:
• Collected funds are fully invested at all times
• Automatic availability of funds every business morning
• Monthly statements with detailed monthly earnings
Details about Line of Credit Sweep Accounts:
• Automatic payments on your line of credit
• Automatic availability of funds every business morning
• Monthly statements with detailed monthly earnings
• Can combine with an Investment Sweep Account
Zero Balance Accounts
Details about Zero Balance Accounts:
• Links unlimited number of accounts to a central operating account
• Subsidiary accounts maintain a zero balance
• Checks presented against the ZBAs are offset by a debit to the primary operating account each day
• Collected funds can be used for investing opportunities
Benefits of Zero Balance Accounts:
• Maximizes use of funds for investing purposes
• Reduces costs incurred by overdrafts and wire transfer expenses
• Saves time by reducing idle balances without making multiple account transfers
• Simplifies account reconciliation
Public Funds Solutions
Discover a full suite of solutions designed for public entities such as checking, savings, CDs, and lending. Contact a Banker for more information.
