Premier Checking Account
More than a checking account, a Peoples Premier Checking is a “goal” account. This interest-bearing checking account1 includes enhanced banking services to help you every step of your financial journey.
When you open a Premier Checking account, you’ll receive a $50 credit for the first 6 statement cycles following the account opening for up to $300 total.* To be eligible for the bonus during each statement cycle, you must:
• Be enrolled in eStatements as of the end of the statement cycle
• Have 1 or more direct deposit transactions
• Have 5 or more debit card purchases debited from your account during a statement cycle (excludes ATM transactions)
Premier Checking Account Benefits
✔Free annual supply of checks2 and complimentary Cashier’s Checks and Money Orders
✔Waiver of fees on certain ATMs3
✔Annual Investment review**
✔Annual Insurance Policy review4
✔Online banking and mobile app, including check deposit5
✔Overdraft protection options7
Avoid a $20 cycle maintenance fee8 if:
- A combined balance of $25,000 or more is available across all of your Peoples Bank accounts9
• Contact your local banker for the current Annual Percentage Yield10
• Open with a $25 minimum deposit
• Please provide your name, current residential address (P.O. boxes are only permitted for correspondence, not account opening), SSN or TIN, date of birth and a valid, government-issued ID at the time of account opening
• Enroll in eStatements to avoid a $2 paper statement fee
*Limited time offer. Rates and offer dates subject to change without notice, and offer may be withdrawn at any time. Fees may reduce earnings on the account. A minimum of $25 if required to open an account. Limited to one new checking account per customer. Offer is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
1Qualifications to earn interest are the same as to waive cycle maintenance fee.
2Limited to one folio of complimentary checks per year and includes shipping and handling.
3Waiver of foreign (non-Peoples Bank®) ATM fees for ATMs that are not part of the MoneyPass® Network.
**Peoples Bank, Trust and Investment Services is not a registered broker/dealer, and is independent of Raymond James Financial Services. Securities are offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment Advisory Services are offered through Raymond James Financial Services Advisors, Inc. 877-376-7576, 138 Putnam Street, Marietta, OH 45750. INVESTMENT PRODUCTS ARE NOT INSURED BY THE FDIC, NOT DEPOSITS OR OTHER OBLIGATIONS OF THE BANK, AND ARE NOT GUARANTEED BY THE BANK; SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS.
4INSURANCE PRODUCTS ARE NOT FDIC INSURED; NOT A DEPOSIT; NOT GUARANTEED BY PEOPLES BANK; NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; MAY LOSE VALUE.
5There is no cost to download the Peoples Bank Mobile app, but standard rates and fees may apply from your wireless carrier.
6Users must be at least 18 years of age. Zelle and Zelle-related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
7Certain qualifications and fees may apply based on the type of protection selected.
8Qualification occurs at the end of processing three (3) days prior to the current statement date. Cycle to Date (CTD) Average Balance is the average daily ledger balance between the first day of the statement period through the current date. Investment account balances are updated once near the end of the month for qualification purposes.
9Calculated as the sum of the Cycle to Date average balances of related enrolled Checking, Savings, and Money Market accounts, and the current balances of related enrolled Time Deposits and Peoples Investment Services accounts. Any of the eligible accounts can only be enrolled in one qualification package at a time.
10Rates may change after the account is opened.