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Total Business Checking

Total Business Checking

It’s time to set up a business banking account for your growing company. Peoples Bank’s Total Business Checking is perfect for those, like utility companies, with higher account balances and that make 200 or more transactions a month.

Total Business Checking Account Benefits

✔Online banking and mobile app1 with unlimited debit and mobile deposit transactions

Free debit Mastercard® with chip technology and fraud protection

Access to 38,000+ MoneyPass® Network ATMs

✔500 free transactions* every month

✔Overdraft protection options2

✔Add on services, like Merchant Services and fraud mitigation tools for an additional fee

✔Business finance tools

What You Need to Know

• $15 monthly service charge; waived if you keep a minimum $10,000 balance daily

• Make 500 or fewer transactions a month to avoid a $0.35 per item** charge


• Open with a $25 minimum deposit

• Please provide the following at the time of account opening: the company's address (P.O. boxes are only permitted for correspondence, not account opening); name(s) of account owners; a valid, government-issued ID and documentation proving the business' existence (federal tax ID number, SSN for sole proprietors or state/local authority documents showing you've formed a legal entity, such as an LLC).

• Enroll in eStatements to avoid a $2 paper statement fee

Interested in a Business Checking account?

Fill out the form below and a Peoples Bank representative will reach out to you!

Peoples Bank: America's Best Banks 2023, Top Workplaces 2023 USA and American Banker 2023 Best Banks to Work For Awards, America's Best Regional Banks 2024 by Newsweek

* Transactions include any credit, debit or deposited item. Debit Card transactions and mobile deposits are unlimited and are not counted toward your total number of transactions.

**An item consists of CREDITS (deposits, deposited items drawn on Peoples Bank, deposited items drawn on other banks and ACH’s - except mobile deposits), and DEBITS (ACH’s and checks).

¹Standard rates and fees may apply from your wireless carrier.

²Certain qualification and fees may apply based on type of protection selected.

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