Insurance
Workers' Compensation Coverage
What is Workers' Compensation?
Workers' Compensation, also known as workman’s comp, provides benefits to employees who get injured or sick from a work-related cause. It also includes disability benefits, missed wage replacement, and death benefits.
Workers’ comp also reduces your liability for work-related injuries and illnesses. Without coverage, your employees can sue you for a work-related injury or illness to help pay for their medical costs or lost wages. Most states require businesses with employees to carry workers’ compensation insurance.
What Does Workers’ Comp Cover?
If your employee suffers a work-related injury or illness, workers compensation can help cover their:
- Medical expenses
- Lost wages
- Ongoing care costs
- Funeral expenses
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