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Interest Plus Checking Account

Earn a competitive interest rate on your entire collected account balance.1

 When you open an Interest Plus Checking account, you’ll receive a $25 monthly credit for the first 6 statement cycles following the account opening for up to $150 total.* To be eligible for the bonus, during each statement cycle, you must:

  • Have 5 or more debit card purchases debited from your account during a statement cycle (excludes ATM transactions).
  • Be enrolled in eStatements as of the end of the first statement cycle.
  • Have 1 or more direct deposit transactions.
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Interest Plus Checking Account Features

Overdraft protection
options2

Free annual
supply of checks3

Debit Mastercard® with
chip and contactless pay

Access to 40,000
MoneyPass® Network ATMs4

Online banking and mobile app,
including check deposit5

Send and receive
money with Zelle®6

Interest Plus Checking Account Details

Open with a $25 minimum deposit.

• Contact your local banker for the current Annual Percentage Yield.7

Avoid a $10 cycle maintenance charge with any of the following:

• Maintain a minimum daily balance of $2,500 or more per
statement cycle.8

• Have an active related enrolled secured consumer loan (e.g. mortgage or auto loan).9

Enroll in eStatements to avoid a $2 paper statement fee.

Learn more about Going Paperless for your account statements.

Open an Interest Plus Checking account.

Open a Peoples Bank® Interest Plus Checking account by applying online or visiting a local branch in Ohio, West Virginia, Kentucky, Virginia, Maryland or Washington, D.C.

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1Qualifications to earn interest are the same as to waive cycle maintenance fee.

*Limited time offer. Rates and offer dates subject to change without notice and offer may be withdrawn at any time. Fees may reduce earnings on the account. A minimum $25 is required to open an account. Limited to one new checking account per customer. Offer is considered interest and will be reported on IRS Form 1099-INT (or 1042-S, if applicable).
2Certain qualifications and fees may apply based on the type of protection selected.
3Limited to one folio of complimentary checks per year and includes shipping and handling.
4You can use your Peoples Bank Debit Card or ATM Card at any of the ATMs listed on this site without paying a surcharge. If an address has more than one ATM, please look for the MoneyPass logo on a sign at the ATM or displayed on the ATM screen to avoid paying a surcharge.
5There is no charge to download the Peoples Mobile app, but standard rates and fees may apply from your wireless carrier.
6Users must be at least 18 years of age. Zelle and Zelle-related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
7Rate may change after the account is opened.
8Qualification occurs at the end of processing three (3) days prior to the current statement date. Cycle to Date (CTD) Minimum Balance is the minimum ledger balance between the first day of the statement period through the current date.
9Any active related secured consumer loan can only be enrolled in one qualification package at a time.

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