A Smart Start for Teens, Students, & Young Adults

Whether you’re opening your first student bank account or helping your child get started, Peoples Bank’s Student Checking account is designed to build confidence and financial independence for students ages 13-25.1

Apply today or visit your local branch to get started!

Interested in a Savings account? Check out our Young Peoples Savings account and benefits here!

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Student Checking Account Features

Our student checking account includes everything teens and young adults need to manage money easily and securely.

Overdraft Protection2

Choose from overdraft protection options for your checking account

Debit Mastercard®

Enjoy contactless and chip technology, fraud protection, Identity Theft Protection, and support on Apple Pay® and Samsung Pay®

MoneyPass Network ATMs3

Access to 40,000 MoneyPass® Network ATMs nationwide

Online and Mobile Banking4

Loaded with features like check deposit, fund transfers, eStatements, account alerts, card controls, Zelle®5, and a personal finance tool

A person holds a Peoples Bank debit card in their left hand while they use a Peoples Bank ATM.

When You Open a Student Checking Account


Open with a $25 minimum deposit

Open your Student Checking account with a $25 minimum deposit.

Avoid a $5 paper statement fee by enrolling in eStatements

Learn more about Going Paperless for your account statements.

Students Ages 13-171

At account opening, students ages 13-17 must have a parent/guardian as a joint owner on the account.

Start Building Healthy Financial Habits

Smart Spending

Teens can make everyday purchases using a debit card while learning how to stay within a budget.

Transaction Tracking

Track spending and budgets in real time with online and mobile banking and personal finance tools.

Hands-On Experience

Build strong financial routines early with a bank account that encourages responsible spending.

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1Account must be opened in a branch. Students ages 13 to 17 at account opening are required to have a parent/guardian as a joint owner on the account. Valid state ID, birth certificate or Social Security ID are required.

2Certain qualifications and fees may apply based on the type of protection selected.

Apple Pay and Apple Watch® are trademarks of Apple Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd

3Peoples Bank Debit and ATM Cardholders may access listed MoneyPass ATMs without a surcharge. To ensure the ATM is part of the MoneyPass network, customers should verify the presence of the MoneyPass logo on the ATM or displayed on the screen prior to initiating a transaction, as use of a non-participating ATM may result in fees.

4There is no cost to download the Peoples Bank Mobile app, but standard rates and fees may apply from your wireless carrier.

5Users must be at least 18 years of age. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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