Explore mortgage lending options for your home.

Peoples Bank’s team of mortgage consultants brings experience and knowledge to help you understand the home loan products available and find the right one for your needs.

Dreams2Keys Program

A mortgage assistance program and one way we help our customers fulfill their dreams of homeownership.

Homebuyer Seminars

Peoples Bank offers free Homeybuyer seminars to provide homebuying education and resources.

Home Equity
Line of Credit

You’ve put a lot of time and money into your home – that investment can pay off when you need it.

Home Equity Installment Loan

Borrow a specific amount and make fixed payments over a certain period of time.

Get the right home loan options.

100% financing available

Variety of financing terms available



Documents you’ll need:

W-2s (from the last 2 years)

Recent pay stubs

Bank statements for all financial accounts

Personal and business tax returns

Current Peoples Bank Customer:
Purpose of Loan:

Frequently Asked Questions

Are there special programs for first-time homebuyers?

Congratulations! No doubt you are excited about the possibility of owning your own home. From FHA to USDA, we have an extensive suite of mortgage products available to fit your needs.

We offer Zero-Cost loan programs1 and 100% financing2. Not to mention, we offer Homebuyer Seminars where local mortgage consultants will walk you through the homebuying process and offer additional educational resources to get you ready for your purchase.

1Excludes prepaid items.
2Income restrictions apply.

What if I don’t have money for a down payment?

Saving for a mortgage down payment can be difficult. That’s why our mortgage consultants have extensive experience delivering mortgage products and results that require no down payment.

Contact your local mortgage consultant to learn more.

I need a Jumbo Mortgage.

If you’re seeking financing for a larger loan amount, our Jumbo Loan solutions provide the answer. Our local and personalized service and variety of financing options deliver an unbeatable mortgage product and home loan experience.

Contact a local mortgage consultant for more information.

What if I want to buy another home or refinance my current home?

If you are ready to upgrade or downsize or wish to refinance for a better rate, we will connect you with a local mortgage consultant who can provide trustworthy advice and offer great rates with terms that are easy to understand.

I want to use my home’s equity to make home improvements.

Get access to your home’s equity to remodel your kitchen, build a backyard oasis, send your child to college or purchase a new vehicle. The possibilities are endless with our Home Equity Line of Credit and Home Equity Installment Loan.

Do you offer any unique loan programs for doctors?

Yes! Learn more about our Dr. Loan program.

NMLS# 617258. All loans are subject to credit approval.
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