A fast and easy way to send money.

Split the dinner bill with a friend, pay the babysitter or send a gift to a family member. You can make these payments and more with Zelle® in the Peoples Bank app.

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How to Send Money with Zelle®

1. Securely log in the Peoples Bank app.

2. Select “Menu.”

3. Click “Send Money with Zelle®.”

4. Enroll with your U.S. mobile number and email address to get started.

Zelle® Benefits


Select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number), add the amount you’d like to send and an optional memo, review, then hit “Send.”


Send your friend a request and a way to pay you back directly with Zelle®. Just enter their U.S. mobile phone number or email address, the amount they owe you and hit send (if your friend isn’t enrolled yet, you can only send a request using their email address).


Zelle® makes it easy to split the bill with a built-in calculator. Just tap the “Split” button, select the people in your group and enter the total bill amount. Zelle® sends a request to everyone for their share.

Frequently Asked Questions

How do I avoid payment scams?

Scammers try to pose as people or businesses you know and may even appear to be your bank, a utility, a phone provider, or family and friends. Stay vigilant with these tips for playing it safe with Zelle®.

Only send money to those you trust: Use Zelle® only with friends, family and others you trust. Why? Because you can’t cancel a payment after sending if the recipient is enrolled with Zelle®. And if you send money to someone you don’t know or do not get what you expected, you may not get your money back.

Treat Zelle® like cash: While Zelle® and cash are different, both provide fast access to the money you send. Zelle® directly sends money into the enrolled recipient’s bank account within minutes. And again, once you authorize a payment, you can’t cancel it if the recipient is enrolled with Zelle®.

Beware of payment scams: If an offer sounds too good to be true, it probably is. For example, a stranger selling online concert tickets at a steep discount and insisting you pay with Zelle® may be a scam. Neither Peoples Bank nor Zelle® offers a protection program for authorized payments, so play it safe. Only send money to people you personally know and trust.

Confirm your recipient’s contact information: Make sure you have the correct U.S. mobile phone number or email address for the person you want to send money to. When in doubt, contact your friend to double-check. If you authorize a payment to the wrong person, you may not get your money back.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Zelle® requires users to be 18 years of age to enroll and use.
1Must have a bank account in the U.S. to use Zelle®.
2Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®.
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