Personal Banking Services
Personal Banking Services from a Trusted Community Bank
At Peoples Bank, personal banking is about more than accounts and transactions — it’s about having a trusted partner who understands your financial goals and your community. Whether you’re managing everyday expenses, saving for the future, or banking on the go, our personal banking services are designed to make your money easier to manage.
From checking and savings accounts to secure online and mobile banking tools, Peoples Bank offers personal banking solutions built for real life — with local service you can count on.
Personal Checking Accounts for Everyday Banking
Peoples Bank personal checking accounts are designed to help you manage your money confidently, whether you’re paying bills, making purchases, or receiving direct deposits. With a Peoples Bank checking account, you can enjoy:
- Easy access to your money through online and mobile banking1
- A debit card for everyday purchases and ATM access2
- Tools to help track spending and manage balances
Whether you prefer banking in person or digitally, or a mix of both, our checking options are built for you.
Personal Savings & Money Market Options
Saving is an important part of financial security, and having the right account can make all the difference. We offer a variety of savings and money market options to help you prepare for both short‑term needs and long‑term goals. Our personal savings accounts can help you:
- Build an emergency fund
- Save for major purchases or plans
- Earn interest while keeping your money accessible
From traditional savings accounts to Money Market and Certificate of Deposit options, we make it easy to save with confidence.
Online & Mobile Banking2 — Bank Anytime, Anywhere
Banking doesn’t always happen during branch hours, and with secure online and mobile banking, you receive 24/7 access to your accounts from home or on the go. With online and mobile banking, you can:
- View account balances and transaction history
- Deposit checks using your mobile device
- Pay bills and transfer money between accounts
- Set up alerts and security controls
Our digital banking tools are designed to be easy to use, secure, and reliable so you can bank with confidence wherever life takes you.
Additional Products & Tools to Support Everyday Banking
Beyond checking, savings, and digital banking, Peoples Bank offers additional products and tools designed to make everyday banking more convenient, flexible, and accessible. Our additional personal banking tools include:
- Debit cards for everyday purchases, ATM withdrawals, and online purchases
- Prepaid debit cards to manage spending without a traditional checking account
- vidTELLER services, which give you real-time access to Peoples Bank tellers through interactive video at select drive thru locations
Each of these tools is backed by the same commitment to reliability and customer service you expect from Peoples Bank.
Ready to Get Started with Personal Banking?
Peoples Bank proudly serves individuals and families across Ohio, West Virginia, Kentucky, Maryland, and Washington D.C.
Whether you’re opening your first account or switching from another bank, our team is here to help every step of the way.
Frequently Asked Questions
Where are Peoples Bank branches located?
Peoples Bank serves communities across Ohio, West Virginia, Kentucky, Virginia, Maryland, and Washington D.C. with convenient branch locations. Click here to find your local branch.
How do I switch my personal banking to Peoples Bank?
Peoples Bank offers support to help make switching banks easier, including assistance with account setup and direct deposits. Click here to learn how to switch banks in 5 easy steps.
Select Peoples Bank checking and savings accounts are eligible for online account opening; otherwise, one of our associates will be happy to assist you at your local branch.
What is included in personal banking?
Personal banking includes services like checking and savings accounts, online and mobile banking, debit cards, and tools that help individuals manage their money securely and conveniently.
Can I open a personal bank account online?
Yes. Peoples Bank offers online account opening for select personal checking and savings accounts products, making it easy to get started from anywhere.
Is online and mobile banking secure?
Yes. Peoples Bank uses advanced security measures and monitoring tools to help protect your personal and financial information.
To protect yourself from fraud, the most important thing you can do is keep your online and mobile banking login credentials confidential. Be sure to log out of your account when you are finished using online services.
Never share your login credentials or send money to those you do not know or trust. Be very cautious with unsolicited emails, phone calls, and texts.
Peoples Bank will never call, text, or email you to request your security codes, online banking credentials, debit/credit card numbers, or to complete transactions. We will also never ask to be added as a user on your account or request remote access to your personal or business computer.
If you’re ever unsure, contact your local branch or our Customer Care Center at 800.374.6123.
You may also visit the Fraud Prevention Center to learn about best security practices to keep your personal and financial information protected.
Do I need a Peoples Bank account to use additional banking tools?
Some tools, such as debit cards, are linked to checking accounts, while others, like prepaid debit cards, can be used independently. Contact your local branch to learn more about the full range of products and services available to Peoples Bank customers.
1There is no charge to download the Peoples Bank Mobile app, but standard rates and fees may apply from your wireless carrier.
2You can use your Peoples Bank Debit Card or ATM Card at any of the ATMs listed on this site without paying a surcharge. If an address has more than one ATM, please look for the MoneyPass logo on a sign at the ATM or displayed on the ATM screen to avoid paying a surcharge.