Borrow from the value of your home.

You’ve put a lot of time and money into your home, and if you’ve built up equity, that investment can pay off when you need it. A Home Equity Line of Credit (HELOC) from Peoples Bank allows you to borrow against the equity of your home to cover things, such as:

• Home renovations
• College education expenses
• Dream vacation
• Debt consolidation
• And more

HELOC Benefits

No origination fee1

Flexible repayment terms

No appraisal fee1

No annual fee for the first year

Competitive and fixed rates

Access line of credit
for up to 10 years

Fast approval time

Automatic payment deductions from your Peoples Bank checking account

Current Peoples Bank Customer:
Purpose of Loan:

1 Zero closing costs apply to Freedom Equity product only. Freedom Equity product contains an APR based on Prime, plus or minus a margin, that is variable and can change each month beginning with the first month. Available rates as of April 16, 2024 range from 8.50% to 11.50% APR based on the consumers credit score and loan to value. As of April 16, 2024 an available rate for the Freedom Equity product was 11.50%. The APR for any equity plan will never be higher than 18.00% in WV; 24.00% in KY; 25.00% in OH; 24.00% in DC; 24.00% in MD; or Unlimited in VA. If you make only the minimum payments for the maximum allowable time frame, you may not repay any of the principal balance by the end of the payment stream so a balloon payment will result and you will be required to pay the entire balance owing in a single payment. Plan includes a $50.00 annual fee to maintain the account. There may be an early cancellation fee of 1% of the original commitment or the maximum of $1,000.00 if allowable by state law. Other conditions and restrictions may apply. Information is subject to change without notice. All loans subject to application, credit, and collateral approval. Consult a tax advisor regarding tax deductibility of interest and charges. Interest on the portion of the credit extension greater than Fair Market Value of the dwelling is not tax deductible for Federal income tax purposes.
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