Certificate of Deposit Account Registry Service
Manage and Protect Large Deposits while Earning Competitive Interest Rates
CDARS® (Certificate of Deposit Account Registry Service®) helps customers manage large cash balances through a single banking relationship while accessing expanded FDIC insurance coverage and competitive CD-level interest rates.

CDARS® Features
Whether you’re managing funds from a business sale, inheritance, real estate transaction, retirement portfolio, or other significant assets, CDARS provides a convenient solution for safeguarding deposits while earning competitive returns.
Earn Competitive CD-Level Interest Rates
Receive competitive Certificate of Deposit rates that align with your liquidity needs, financial goals, and investment timeline
Access Multi-Million-Dollar Investments
CDARS makes it possible to place larger deposit amounts while maintaining expanded FDIC insurance protection
Expanded FDIC Insurance Coverage
Access FDIC insurance coverage on eligible deposits up to $30 million while working through a single financial institution
One Bank Relationship
Manage large deposits through Peoples rather than maintaining multiple accounts across numerous financial institutions

When You Open a CDARS®
Discover Why We’re the Best Bank to Open an Account With
Open a CDARS by visiting your local branch in OH, WV, KY, VA, MD, or Washington, D.C.



