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Total Business Checking

A Checking Account that Grows with Your Business

The Peoples Bank® Total Business Checking account is designed for growing businesses looking for a simple yet powerful banking solution. This account is perfect for businesses that need to process more than 200 transactions per month and can maintain a $10,000 or more account balance.

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Total Business Checking Account Features

500 free transactions*
every month

Overdraft protection
options1

Online and mobile banking2 with unlimited debit and mobile deposit transactions

Debit Mastercard® with chip technology and fraud protection

Access to 40,000
MoneyPass® Network ATMs3

Add on services, like Merchant Services and
fraud mitigation tools for an additional fee

Business finance tools and dedicated Business Support Center

Total Business Checking Account Details


Avoid a $15 monthly maintenance fee when you maintain an account balance of $10,000 or more.


Avoid a $0.35 per item** charge when you make 500 or fewer transactions a month.

Avoid a $2 paper statement fee by enrolling in eStatements.

Beginning Sept. 1, 2025, paper statements will incur a $4 fee.
Learn more about Going Paperless for your account statements.

Open a Total Business Checking Account

Open a Peoples Bank® Total Business Checking account by visiting your local branch in Ohio, West Virginia, Kentucky, Virginia, Maryland or Washington D.C.

Locations
* Transactions include any credit, debit or deposited item. Debit Card transactions and mobile deposits are unlimited and are not counted toward your total number of transactions.
1Certain qualifications and fees may apply based on type of protection selected.
2There is no cost to download the Peoples Bank® Mobile app, but standard rates and fees may apply from your wireless carrier.
3You can use your Peoples Bank® Debit Card or ATM Card at any of the ATMs listed on this site without paying a surcharge. If an address has more than one ATM, please look for the MoneyPass logo on a sign at the ATM or displayed on the ATM screen to avoid paying a surcharge.
**An item consists of CREDITS (deposits, deposited items drawn on Peoples Bank®, deposited items drawn on other banks and ACH’s – except mobile deposits), and DEBITS (ACH’s and checks).

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