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Personal Checking Account

Personal Checking

Sometimes, the basics are all you need. With a Personal Checking account, you get a bundle of convenient features for direct deposits, paying bills, sending cash to friends and more.

Personal Checking Account Benefits

✔Online banking and mobile app¹

✔Deposit checks using Peoples Mobile App

Send and receive money with Zelle®²

Debit Mastercard® with Contactless and Chip Technology

Access to over 38,000 MoneyPass® Network ATMs 

✔Overdraft Protection Options³

Avoid a $6 cycle maintenance charge with any one of the following:

• Maintain a minimum daily balance of $500 or more per statement cycle

• Complete 1 or more Direct Deposit credit transactions that total $1,000 or more during each statement cycle

• Have 10 or more debit card purchases debited from your account during the statement cycle (excludes ATM transactions)


• Open with a $25 minimum deposit

• Please provide your name, current residential address (P.O. boxes are only permitted for correspondence, not account opening), SSN or TIN, date of birth and a valid, government-issued ID at the time of account opening

• Enroll in eStatements to avoid a $2 paper statement fee

Peoples Bank: America's Best Banks 2023, Top Workplaces 2023 USA and American Banker 2023 Best Banks to Work For Awards, America's Best Regional Banks 2024 by Newsweek

¹There is no cost to download the Peoples Bank Mobile app, but standard rates and fees may apply from your wireless carrier

²Users must be at least 18 years of age. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

³Certain qualifications and fees may apply based on the type of protection selected.


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