Certificate of Deposit
Open a Certificate of Deposit with Competitive Rates
A Certificate of Deposit (CD) is a way to grow your savings with predictable returns. At Peoples, you can explore our current bank CD rates, compare terms and open a CD online.
LIMITED-TIME OFFER!
5 Month CD Special – 3.65% APY*
$1,000 minimum to open an account. No minimum to obtain the stated APY.
Current CD Rates
We offer competitive bank CD rates across a variety of terms, making it easy to find an option that fits your goals. Below, you’ll find our CD interest rates and terms.
5 Month CD
3.65% APY*
Limited-Time Offer!
$1,000 minimum to open an account.
13 Month CD
3.44% APY*
Limited-Time Offer!
$1,000 minimum to open an account.
CD Account Features
With fixed terms and competitive rates, a CD is a secure and reliable way to grow your money for your short and long-term goals.
Lock in a Fixed Rate
Secure a guaranteed interest rate for the full term of your CD
Account Management
Manage your CD easily through online banking or your local branch
Flexible Term Options
Choose from a variety of CD terms to match your savings goals
FDIC Insured
Your deposits are insured by the FDIC up to $250,000
No Monthly Fee
Grow your savings without a monthly maintenance fee
Discover Why We’re the Best Bank to Open an Account With
Open a CD online or by visiting your local branch in OH, WV, KY, VA, MD or Washington, D.C.
*Annual Percentage Yield (APY) accurate as of 02.10.26. No minimum to obtain the stated APY. Rates are subject to change without notice. Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal.