Personal Checking Account
Open a Personal Checking Account
Our Personal Checking account is designed to be your everyday checking solution. It is perfect for receiving direct deposits, paying bills, making daily purchases and managing your money online. Open a Personal Checking account online, or find a branch near you.
Already have a Checking account? Add a Peoples Savings account here.
Personal Checking Account Features
Overdraft Protection1
Choose from overdraft protection options for your checking account
Debit Mastercard®
Enjoy contactless and chip technology, fraud protection, Identity Theft Protection™ and support on Apple Pay® and Samsung Pay®
MoneyPass Network ATMs2
Access to 40,000 MoneyPass® Network ATMs nationwide
Online and Mobile Banking3
Loaded with features like check deposit, fund transfers, eStatements, account alerts, card controls, Zelle®4 and personal finance tool
When You Open Up a Personal Checking Account
• Open with a $25 minimum deposit.
• Avoid a $6 monthly maintenance fee with one of the following:
- Maintain a minimum daily balance of $500 or more per monthly analysis cycle OR
- Complete one or more direct deposit credit transactions that total $1,000 or more during each monthly analysis cycle OR
- Have 10 or more debit card purchases debited from your account during the monthly analysis cycle (excludes ATM transactions).
• Avoid a $4 paper statement fee by enrolling in eStatements.
Discover Why We’re the Best Bank to Open an Account With
Open a Personal Checking account by applying online or visiting your local branch in OH, WV, KY, VA, MD or Washington, D.C.
1Certain qualifications and fees may apply based on the type of protection selected.
Apple Pay and Apple Watch® are trademarks of Apple Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd
2You can use your Peoples Bank Debit Card or ATM Card at any of the ATMs listed on this site without paying a surcharge. If an address has more than one ATM, please look for the MoneyPass logo on a sign at the ATM or displayed on the ATM screen to avoid paying a surcharge.
3There is no cost to download the Peoples Bank Mobile app, but standard rates and fees may apply from your wireless carrier.
4Users must be at least 18 years of age. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.