Basic Business Checking Account
Basic Business Checking Account for Everyday Business Banking
Our Basic Business Checking account provides the essential tools your business needs to send, receive and manage funds. Whether you’re just getting started or looking for a straightforward banking solution, opening a business bank account with us is simple and stress-free.
Already have a Checking account? Add a Peoples Savings account here.
Basic Business Checking Account Features
Transaction Fees1,2
150 free transactions every month. Each additional transaction will be $0.50 per item
Overdraft Protection3
Choose from overdraft protection options for your checking account
Online and Mobile Banking4
Online and mobile banking with unlimited debit and mobile deposit transactions
MoneyPass Network ATMs5
Access to 40,000 MoneyPass® Network ATMs
Debit Mastercard®
Debit Mastercard® with chip
technology and fraud protection
Checking Account Assistance
Business finance tools and dedicated Business Support Center
Cash Management Tools That Work With Your Business Bank Account
Prevent fraud with Positive Pay, and streamline cash flow with Remote Deposit Capture, Merchant Card Services, ACH payments and Wire Transfers.
When You Open a Basic Business Checking Account
- Avoid a $0.50 per item charge when you make 150 or fewer transactions a month.1,2
- Avoid a $4 paper statement fee by enrolling in eStatements.
Discover Why We’re the Best Bank to Open an Account With
Open a Basic Business Checking account by visiting your local branch in OH, WV, KY, VA, MD or Washington, D.C.
1Transactions include any credit, debit or deposited item. Debit Card transactions and mobile deposits are unlimited and are not counted toward your total number of transactions.
2Fees may reduce earnings.
3Certain qualifications and fees may apply based on type of protection selected.
4There is no cost to download the Peoples Bank Mobile app, but standard rates and fees may apply from your wireless carrier.
5You can use your Peoples Bank Debit Card or ATM Card at any of the ATMs listed on this site without paying a surcharge. If an address has more than one ATM, please look for the MoneyPass logo on a sign at the ATM or displayed on the ATM screen to avoid paying a surcharge.