Simple, Smart Checking for Your Business

Manage your daily business finances with ease using the Peoples Bank® Basic Business Checking account. Equipped with essential tools, it’s the perfect solution for new and small businesses that have a few employees and basic banking needs.

A baker shows her colleague something on her clipboard while they stand in their bakery shop.

Basic Business Checking Account Features

150 free transactions*
every month

Online and mobile banking2  with unlimited debit card and mobile deposit transactions

Debit Mastercard® with chip
technology and fraud protection

Overdraft protection
options3

Add on services, like Merchant Services and fraud mitigation tools for an additional fee

Access to 40,000
MoneyPass® Network ATMs1

Business finance tools and dedicated Business Support Center

Basic Business Checking Account Details


Avoid a $0.50 per item** charge when you make 150 or fewer transactions a month.

Avoid a $2 paper statement fee by enrolling in eStatements.

Beginning Sept. 1, 2025, paper statements will incur a $4 fee.
Learn more about Going Paperless for your account statements.

* Transactions include any credit, debit or deposited item. Debit Card transactions and mobile deposits are unlimited and are not counted toward your total number of transactions.
1You can use your Peoples Bank Debit Card or ATM Card at any of the ATMs listed on this site without paying a surcharge. If an address has more than one ATM, please look for the MoneyPass logo on a sign at the ATM or displayed on the ATM screen to avoid paying a surcharge.
2There is no cost to download the Peoples Bank Mobile app, but standard rates and fees may apply from your wireless carrier.
3Certain qualifications and fees may apply based on type of protection selected.
**An item consists of CREDITS (deposits, deposited items drawn on Peoples Bank, deposited items drawn on other banks and ACH’s – except mobile deposits), and DEBITS (ACH’s and checks).
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