Auto & Vehicle Loans
Competitive Financing for Cars, Boats, Motorcycles & More
Whether you’re shopping for a new car, used truck, motorcycle, RV, or boat, Peoples Bank offers flexible auto and vehicle loans designed to fit your budget. With competitive rates, local lending decisions, and vehicle loan pre-approval, we make financing your next vehicle simple.
Apply online, visit your local branch, or finance directly through one of our participating dealerships.
Vehicle Loans for Every Adventure
Peoples Bank offers financing for a wide range of vehicles and recreational purchases. Whether you’re searching for the best boat loans, affordable car loans, or motorcycle financing, we’re here to help you.
Eligible Vehicle Financing Options
- Auto loans for New and Used Cars
- Truck and SUV loans
- Motorcycle loans
- Boat loans
- ATV and Side-by-Side loans
- RV and Travel Trailer loans
- Jet Ski and Personal Watercraft loans
- Snowmobile loans
- Trailer loans
- Lawn and Farm Tractor loans
Why Choose Peoples Bank® for Your Auto or Vehicle Loan?
Finding the right vehicle loan is more than just a rate. Peoples Bank combines competitive financing with personalized service to help make your purchase experience easier from start to finish.
Competitive Auto & Vehicle Loan Rates
We offer fixed-rate financing for new and used vehicles (all makes and models) to keep your monthly payment predictable
Local Lending Decisions
Work with experienced local lenders who understand your needs and can help guide you through the financing process
Auto & Vehicle Loan Pre-Approval
Get pre-approved, helping speed up the buying process and making it easier to shop within your price range
Dealership & Private Seller Financing
Purchase from a dealership or private seller with financing options available for both
Flexible Loan Terms
Choose repayment terms designed around your financial goals and monthly budget
Convenient Payment Options
Set up automatic payments from your Peoples Bank checking account for added convenience
Explore Other Financing & Banking Solutions
Whether you’re planning your next vehicle purchase, managing everyday expenses, or preparing for larger financial goals, we offer additional lending and banking solutions.
Home Financing
Whether you’re buying a home, refinancing, or using your home’s equity for house renovations, Peoples offers flexible financing.
Credit Cards
Find a credit card that fits your lifestyle with convenient payment options, purchasing power, and account management tools.
Checking Accounts
Manage your finances conveniently with checking account options designed for everyday banking, online payments, and automatic loan payments.
Apply for an Auto or Vehicle Loan Today
Apply online or visit your local branch in Ohio, West Virginia, Kentucky, Virginia, Maryland, or Washington, D.C., to speak with an associate about your financing options.
Frequently Asked Questions
What credit score do I need for an auto loan?
Credit requirements vary based on the loan amount, vehicle type, and other financial factors. Contact your local branch, and one of our associates will help you review your options.
What is an auto or vehicle loan pre-approval?
Loan pre-approval gives you an estimate of how much you may be able to borrow before you begin shopping for a vehicle. It can help you better understand your budget, compare vehicle options, and streamline the buying process when visiting a dealership or private seller.
How does the auto and vehicle loan application process work?
Step 1: Submit Your Application
Complete your application online or visit a local branch to speak with an associate.
Step 2: Provide Basic Financial Information
You will provide details, such as:
- Desired vehicle type
- Estimated purchase price
- Down payment amount
- Requested loan amount
- Trade-in vehicle information (if applicable)
- Personal financial information
Step 3: Receive Your Pre-Approval Decision
Our lending team will review your application and provide available financing options, including estimated loan amounts and repayment terms.
Step 4: Shop for Your Vehicle
Once approved, you can begin shopping for a car, truck, motorcycle, boat, RV, or other eligible vehicle knowing your financing options upfront.
Step 5: Finalize Your Purchase
After selecting your vehicle, we’ll help complete the financing process so you can move forward with confidence.
How long does the loan approval process take?
The approval process is designed to be fast and convenient. Our lending team works to provide decisions quickly, often in as little as 15 minutes, with most applications completed in less than an hour. Our associates actively manage the application process to help keep things moving efficiently while delivering personalized service every step of the way.
Can I finance a vehicle from a private seller?
Yes. Financing may be available for private-party purchases.
Do you finance used vehicles?
Yes. We finance both new and used cars, trucks, motorcycles, boats, and recreational vehicles.
What types of vehicles can I finance?
Peoples Bank offers financing for a variety of vehicles and recreational purchases, including:
- Cars, Trucks, SUVs and Vans
- Motorcycles
- Lawn and Farm Tractors
- Boats and Pontoons
- RVs and Campers
- ATVs and Utility Vehicles
- Personal Watercraft
- Trailers
NMLS# 617258. All loans are subject to credit approval.
