Deposit & Liquidity Solutions

Checking

Compare Accounts Basic Business Checking Business Interest Checking Analyzed Checking Total Business Checking Community Checking Business Debit Cards Additional Business Services

Savings

Business Savings Account Community Statement Savings Business Freedom Money Market Account Additional Business Services

Borrow Industry Solutions Credit Cards

Treasury Management

Merchant Services Remote Deposit Capture Deposit & Liquidity Solutions Payables Solutions Commercial Credit Cards QuickBooks

Digital Banking

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Deposit and Liquidity Solutions

See the Big Picture of Your Company’s Cash Management

Account Analysis gives you a clear monthly snapshot of your company's total deposits with Peoples Bank. Make smart cash-management decisions with the easy-to-read statements provided.

• Detailed activity reporting

• Average ledger balance and average collected balance

• Earnings credit analysis

• Monthly summary of treasury management activity

• Available with Peoples Commercial Checking only

• Fees vary by customer

Sweep Accounts

Details about Investment Sweep Accounts:

• Collected funds are fully invested at all times

• Automatic availability of funds every business morning

• Monthly statements with detailed monthly earnings

Details about Line of Credit Sweep Accounts:

• Automatic payments on your line of credit

• Automatic availability of funds every business morning

• Monthly statements with detailed monthly earnings

• Can combine with an Investment Sweep Account

Zero Balance Accounts

Details about Zero Balance Accounts:

• Links unlimited number of accounts to a central operating account

• Subsidiary accounts maintain a zero balance

• Checks presented against the ZBAs are offset by a debit to the primary operating account each day

• Collected funds can be used for investing opportunities

Benefits of Zero Balance Accounts:

• Maximizes use of funds for investing purposes

• Reduces costs incurred by overdrafts and wire transfer expenses

• Saves time by reducing idle balances without making multiple account transfers

• Simplifies account reconciliation

Public Funds Solutions

Discover a full suite of solutions designed for public entities such as checking, savings, CDs, and lending. Contact a Banker for more information.