Peoples 1031 Exchange Services

Maximize your real estate investments with confidence.

At Peoples Bank^®, we help you navigate the complex world of 1031 Exchanges, enabling you to defer capital gains taxes and reinvest your full proceeds into like-kind properties. If you are a Qualified Intermediary (QI), we have solutions to help you safely manage your 1031 Exchange funds. We can also act as your QI, offering expertise, security and personalized service every step of the way.

Key 1031 Exchange Deadlines

45 Days – Identify potential replacement properties
180 Days – Complete the purchase of your replacement property

Request More Information

Business man stands outside of commercial building holding a tablet.

We’re invested in your success.

1031 Exchange Service Benefits for Business and Organizations

Tax Deferral

Postpone paying capital gains taxes

Portfolio Growth

Reinvest your full sales proceeds

Diversification

Potential to swap one property for multiple properties

Upgrade Potential

Trade up to higher-value properties

Peoples 1031 Exchange Service Offers

Experienced
Guidance

Our team will navigate you through the complex 1031 exchange process

Strict
Compliance

We ensure all IRS regulations are met to protect your exchange

Qualified Intermediary Services

If you need a QI, we act as a safe haven for your funds during the exchange

Flexible
Solutions

Peoples offers customized plans to meet your financial goals

Personalized Financial Services

Checking and Savings Accounts

Discover our Total Business Checking account, with online and mobile banking, which offers 500 free transactions* every month. Our Business Statement Savings, Money Market and Certificates of Deposit also position you for growth opportunities.

Visit Business Banking

Treasury Management

Improve cash flow, employee payroll processes and support sustainable financial health with Remote Deposit Capture, Positive Pay, Corporate Cards, ACH Payments, Account Reconciliation, Credit and Investment Sweeps and more.

Visit Treasury Management

Peoples Escrow Manager

Manage all your escrow and subaccounting tasks in one place. Peoples Bank is proud to offer streamlined escrow management, tailored subaccounting, quick and secure wire transfers, secure document storage, automated account numbering and more.

Visit Peoples Escrow Manager

Lending

Our experienced commercial bankers will walk you through customizable funding options, including Business Lines of Credit, SBA Loans (Preferred Lender Program), Commercial Real Estate Loans, Letters of Credit and more.¹

Visit Business Lending

Business Insurance

Invest in peace of mind and protect your properties with Commercial Property and General Liability insurance. Our specialized coverage can safeguard you from unexpected property damage, minimizing financial losses and disruptions to operations.²

Visit Business Insurance

Trust and Wealth Management

Build a legacy that lasts for generations. Our expert team can assist individuals and businesses with trust accounts, estate planning, retirement planning and more to help you protect, grow, and transfer your wealth.³

Visit Trust & Wealth Management

Learn about Peoples 1031 Exchange Services.

To learn more, call our dedicated Business Support Team at 800.374.6123, option 6.

Locations

Peoples Bank does not provide legal or tax advice to its customers. The rules under Section 1031 of the Internal Revenue Code (“Section 1031”) are exceedingly complex.
Each customer should seek the advice of their own tax advisors about the treatment of a given transaction under Section 1031, based on the customer’s own particular
circumstances. Any information provided by Peoples Bank about Section 1031 is provided for informational purposes only and is not legal or tax advice. All statements or
documents provided by Peoples Bank should be reviewed by the customer’s own legal and tax advisors. Peoples Bank will not hold title to any property in connection with
a Section 1031 exchange. It will act solely as a “qualified intermediary” under the terms of an “exchange agreement” executed by the parties.

*Transactions include any credit, debit or deposited item. Debit Card transactions and mobile deposits are unlimited and are not counted toward your total number of transactions.

¹Application and Credit Approval Required.

²INSURANCE PRODUCTS ARE NOT FDIC INSURED, NOT GUARANTEED BY PEOPLES BANK, NOT A DEPOSIT, AND NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, MAY GO DOWN IN VALUE.

³Peoples Bank, Trust and Investment Services is not a registered broker/dealer, and is independent of Raymond James Financial Services. Securities are offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment Advisory Services are offered through Raymond James Financial Services Advisors, Inc.
877-376-7576, 138 Putnam Street, Marietta, OH 45750. NOT INSURED BY FDIC, NOT DEPOSITS OR OTHER OBLIGATIONS OF THE BANK, AND ARE NOT GUARANTEED BY THE BANK; SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPLE INVESTED.