Total Business Checking Account Built for Growing Businesses

The Total Business Checking account is designed to support expanding operations with flexibility, convenience and essential tools. This business bank account is perfect for those processing more than 200 transactions per month and maintaining a $10,000 or more account balance.

Already have a Checking account? Add a Peoples Savings account here.

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Total Business Checking Account Features

Transaction Fees1,2

500 free transactions every month. Each additional transaction will be $0.35 per item

Overdraft Protection3

Choose from overdraft protection options for your checking account

Online and Mobile Banking4

Online and mobile banking with unlimited debit and mobile deposit transactions

MoneyPass Network ATMs5

Access to 40,000 MoneyPass® Network ATMs

Debit Mastercard®

Debit Mastercard® with chip
technology and fraud protection

Checking Account Assistance

Business finance tools and dedicated Business Support Center

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When You Open a Total Business Checking Account


  • Avoid a $15 monthly maintenance fee when you maintain an account balance of $10,000 or more.2
  • Avoid a $0.35 per item charge when you make 500 or fewer transactions a month.1,2
  • Avoid a $4 paper statement fee by enrolling in eStatements.
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1Transactions include any credit, debit or deposited item. Debit Card transactions and mobile deposits are unlimited and are not counted toward your total number of transactions.

2Fees may reduce earnings.

3Certain qualifications and fees may apply based on type of protection selected.

4There is no cost to download the Peoples Bank Mobile app, but standard rates and fees may apply from your wireless carrier.

5You can use your Peoples Bank Debit Card or ATM Card at any of the ATMs listed on this site without paying a surcharge. If an address has more than one ATM, please look for the MoneyPass logo on a sign at the ATM or displayed on the ATM screen to avoid paying a surcharge.

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