Peoples Bank and Citizens Bank of Kentucky – Proud to be Growing Together

Peoples Bank was founded in historic Marietta along the Ohio River in 1902. Since its inception, Peoples Bank has remained committed to the people and communities we serve. As we have grown to more than 125 locations, including many in Appalachian Kentucky, we have kept the heart of a community bank.

On October 30, 2026, Peoples and Citizens merged to become one company. For now, banking remains business as usual for Citizens Bank of Kentucky and Peoples Bank customers. You can continue using your accounts, services, and the familiar faces you know and trust.

For the latest transition updates and customer communications, visit the Helpful Resources section below.

Peoples Bank logo and Citizens Bank of Kentucky logo. Proud to be growing in Kentucky.

What to Expect

April 21, 2026

On April 21, 2026, Citizens and Peoples announced an agreement to merge and become one company.

October 30, 2026

Peoples and Citizens merged to become one company. Citizens branches will continue to operate under the Citizens Bank of Kentucky name, products and services will generally not be affected, and customers should continue to bank as normal until Citizens converts to Peoples’ systems in April 2027.

February 2027

Citizens Bank customers will receive a detailed welcome packet containing information about the transition to Peoples Bank.

April 19, 2027

Citizens Bank systems, locations, products, and services will officially convert to Peoples Bank systems, locations, products, and services. You will receive communication in early 2027 regarding account transitions, digital banking updates, branch information, and additional support resources.

Supporting Kentucky

Each year, Peoples Bank associates dedicate thousands of volunteer hours to support local schools, nonprofits, and community initiatives. In 2025, Peoples associates delivered more than 4,000 volunteer service hours, and through our Jeans for Hunger initiative, have donated over $1 million to local food pantries since 2020. In 2025, the Peoples Bank Foundation awarded more than $2 million in sponsorships, donations, and scholarships to support local organizations and community growth.

We’re proud to support Kentucky organizations making an impact across the region, including providing $25,000 in flood relief funding to the Foundation of Appalachian Kentucky and donations to 12 Baskets Food Pantry, Helping Hands of Greenup, God’s Pantry Food Bank, Facing Hunger Food Bank and others.

  • Thirteen Peoples Bank associates and representatives from the Paintsville Apple Festival gather for a check presentation photo.
  • Thirteen Peoples Bank and Paintsville Independent School staff members pose for a check presentation photo.
  • Thirteen Peoples Bank associates and representatives from the Casting for Kids organization come together for a donation in Paintsville, Kentucky.
  • Peoples Bank associates present a check to the Foundation for Appalachian Kentucky in Prestonsburg.
  • Peoples Bank associates present a check to Healing Appalachia members in the Ashland, KY, branch lobby.
  • A Peoples Bank associate presents a $1,000 check to two seniors of the Magoffin County Senior Citizens group in Kentucky.
  • Three Peoples Bank associates present a $9875.55 donation to a representative from the 12 Baskets Food Pantry at the Peoples Bank in Painstville, Kentucky.
  • Three Peoples Bank associates present a $6,504 check to the Helping Hands of Greenup in Kentucky.
  • Two Peoples Bank associates present a $6,952 check to God Pantry Food Bank in Louisville, Kentucky.

Frequently Asked Questions

Why is Peoples Bank expanding in Eastern Kentucky?

Together, Citizens Bank of Kentucky and Peoples Bank can make a bigger impact. From providing more services and locations for our clients to combining our charitable donations and volunteer hours, we believe our shared values will make a meaningful difference in our Kentucky communities.

Is Citizens Bank of Kentucky now part of Peoples Bank?

Yes. The merger closed on October 30, 2026.

For now, day-to-day banking does not change – Citizens Bank clients should continue to bank as usual. There are no immediate changes to accounts or services. We will provide communication in advance of any changes that may affect you.

Do I need to do anything right now?

No. At this time, banking remains business as usual, and no immediate action is required.

How will I receive updates?

We’ll share important information through direct communication, website updates, and customer notifications throughout the transition.

Who do I contact for questions?

For questions about Citizens Bank of Kentucky accounts or services, please call 866.462.2265.

For questions about Peoples Bank accounts or services, please call 800.374.6123.

Recognized Nationally – Invested Locally

Our recognitions are a reflection of the expertise and commitment of Peoples Bank. Experience a bank that puts people, relationships, and communities first.

American Banker 2026 Best Banks to Work For logo
America's Greatest Workplaces Newsweek 2026 logo. Plant-A Insights Group. Third-time winner awarded for three consecutive years.
American Banker Top-Performing Banks 2026 logo
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