Certificate of Deposit
Open a Certificate of Deposit with Competitive Rates
A Certificate of Deposit (CD) is a way to grow your savings with predictable returns. At Peoples, you can explore our current bank CD rates, compare terms and open a CD online.
LIMITED-TIME OFFER!
5 Month CD Special – 3.54% APY*
$1,000 minimum to open an account. No minimum to obtain the stated APY.
Current CD Rates
We offer competitive bank CD rates across a variety of terms, making it easy to find an option that fits your goals. Below, you’ll find our CD interest rates and terms.
5 Month CD
3.54% APY*
Limited-Time Offer!
$1,000 minimum to open an account.
13 Month CD
3.44% APY*
Limited-Time Offer!
$1,000 minimum to open an account.
Calculate Your Potential Savings Growth
The Certificate of Deposit calculator is a product of Bank Rate Monitor and not created by Peoples Bank. This product should be used for estimation purposes only.
Please contact 800.374.6123 or your local branch for more information on Certificate of Deposit products.
CD Account Features
With fixed terms and competitive rates, a CD is a secure and reliable way to grow your money for your short and long-term goals.
Lock In a Fixed Rate
Secure a guaranteed interest rate for the full term of your CD
Account Management
Manage your CD easily through online banking or your local branch
Flexible Term Options
Choose from a variety of CD terms to match your savings goals
FDIC Insured
Your deposits are insured by the FDIC up to $250,000
No Monthly Fee
Grow your savings without a monthly maintenance fee
Discover Why We’re the Best Bank to Open an Account With
Open a CD online or by visiting your local branch in OH, WV, KY, VA, MD or Washington, D.C.
*Annual Percentage Yield (APY) accurate as of 03.10.26. No minimum to obtain the stated APY. Rates are subject to change without notice. Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal.