Beginning September 30, 2025, the federal government will stop issuing paper checks. Social Security benefits, tax refunds, vendor payments, and other disbursements—as well as payments to the government like taxes, fees, and loans—must all be made electronically. *
Accepted methods include direct deposit, debit/credit cards, digital wallets, and real-time payment systems. This Federal Electronic Payment Mandate is designed to improve security as paper checks can be lost, delayed or stolen.
What This Means for You
If you currently receive a federal check by mail, you will need to reach out directly to the federal agency that issues your payment (ex: Social Security Administration) and update your payment method to direct deposit using your routing and account numbers.
Information You Need for Direct Deposit
- Peoples Bank Routing Number: 044202505
- Account Number: This is unique to your checking or savings account.
Where to Find Them:
- Paper checks: The routing number is the first 9 digits at the bottom left, followed by your account number.
- Peoples Online or Mobile Banking: Log in, select the appropriate account and look under “Details & Settings” for both numbers.
- Call or visit Peoples Bank: Our team can provide your routing number and guide you to your account number securely.
The September 30 deadline is quickly approaching. Make sure you’re ready for the switch. If you need assistance, visit or call your nearest Peoples Bank branch or contact our Customer Care Center at 800.374.6123.
