Insurance Policy Check-up: Are you fully covered?
Is it time to give your insurance policy a check-up? It’s always a good idea to review your insurance coverage periodically to ensure it aligns with your current needs. Whether it’s a new home, a new car, or a major life change, a policy review can help you discover potential gaps in coverage or identify opportunities for savings. This will ensure that your coverage is up-to-date and meets your current needs.
Home Insurance:
Did you renovate or upgrade your home? Make sure your home insurance is updated to cover these improvements. It’s also a good time to review your policy limits and ensure they align with current rebuilding costs. Homeowners need to be prepared and make sure they are sufficiently insured for unexpected disasters. Trampolines and even your breed of dog may make a difference in your insurance premium. Peoples Bank’s homeowner’s insurance solutions include a variety of options, including general home insurance, fire insurance, flood insurance, natural disaster insurance, and burglary/vandalism insurance.
Auto Insurance:
Accidents happen when you least expect them. Be prepared and protected, work with a local insurance specialist to find the coverage you need at the best deal. With a variety of large and local insurance providers in OH, WV, KY, MD, VA, and DC. Peoples Insurance provides great prices, plentiful options, and even better service for the best auto insurance possible. Peoples Insurance offers personal auto insurance and recreational vehicle insurance (including Boat, RV, Motorcycle, and ATV insurance.)
Commercial Insurance:
For business owners, review your commercial insurance policies. From liability to property coverage, ensure your business is protected against potential risks as it grows and evolves. Do you have multifactor authentication for your systems? Cybersecurity insurance protects businesses against financial losses caused by incidents like data breaches and theft, system hacking, ransomware extortion payments and more. If your business stores sensitive information online or on a computer, you should carry at least some cyber insurance coverage.
Life and Health Insurance:
Don’t forget about life and health insurance. Review your beneficiaries, coverage amounts, and any policy changes that might be beneficial in the upcoming year.
Renters Insurance:
Take care of your space and personal belongings. Renters insurance can help you repair or replace property after loss due to damage or theft. Typically, your landlord’s property insurance does not cover your personal belongings. Renters insurance provides you with peace of mind in the case of unforeseen disasters.
Specialty Insurance:
Protect your valuables! Not sure how that diamond necklace is covered while you’re traveling? How about the professional camera that you took to your sister’s house? We know some things just don’t fit into neat categories. That’s why we have unique options for all your protection needs, including: umbrella insurance, inland marine insurance, and pet insurance.
Schedule a Check-up:
Still unsure about your coverage? Schedule a check-up with a Peoples Insurance Agent today! Our team is here to help you navigate your insurance needs and ensure you have the right coverage. Have Questions? Click here or call 1.800.283.3823 for more information.
INSURANCE PRODUCTS ARE NOT FDIC INSURED; NOT A DEPOSIT; NOT GUARANTEED BY PEOPLES BANK; NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; MAY LOSE VALUE
