The Peoples Bank Dreams2Keys¹ residential loan program is one way that we help our customers fulfill the dream of homeownership. Peoples Bank is your connection for information and assistance. A Peoples Bank Mortgage Consultant will help guide you through the process. We can provide financial education assistance and lending expertise on your journey to owning a home.
The Dreams2Keys Program Provides:
- Up to 100% Financing available²
- Fixed rate, up to 30 years
- No private mortgage insurance requirement
- No bank origination fees
- Escrow for repairs available³
Who Qualifies for this program?
- Eligibility is based on household income or location of the home.
- Low-to-moderate income eligibility is determined on 80% of the county median family income where the home is being purchased.
- Property located in a qualifying neighborhood¹