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Prepaid Gift Cards

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Peoples Prepaid Gift Card

A prepaid gift card from Peoples Bank makes gift-giving easy. This is the perfect gift for anyone because they get to choose what they buy and where they make their purchase.



  • Can be used wherever Visa® debit cards are accepted

  • Available at any full-service Peoples Bank location

  • Balance and transaction information available online

  • Great last-minute gift idea

  • Perfect for the person who has "everything"



  • $5 purchase fee plus the desired amount

  • Cards can be purchased in $5 increments

  • Can be purchased with cash or check

  • Balance and transaction information available online

  • A monthly inactivity fee of $4.95 may be assessed to prepaid gift cards after 12 consecutive months of inactivity



Frequently Asked Questions about Peoples Bank Prepaid Visa® Gift Cards

  1. Where can I purchase a Gift Card?
    Gift Cards are available at all Peoples Bank full service locations.

  1. How much does a Gift Card Cost?
    There is a $5.00 charge per card.

  1. Where can I use my card?
    Your card may be accepted anywhere Visa® debit cards are accepted. Your card can also be used for online and telephone purchases if the card is registered exactly like the address on file with the merchant.

  1. When using my Gift Card at a merchant as a point-of-sale transaction, do I choose Debit or Credit?
    At point of sale, use the "Credit" option, which will require your signature. "Debit" transactions, which require a PIN, are not available at POS terminals.

  1. What happens if my card is declined at the point-of-sale?
    A couple different scenarios may have caused your transaction to be declined.

    • The merchant selected "debit" instead of "credit" to run the transaction

    • The merchant selected "gift" instead of "credit" to run the transaction

    • The merchant attempted to run the purchase through for more than available on the card. If this happens, you should ask the merchant to run a "split-tender" transaction, which will allow you to pay a portion of your purchase with your card and the remaining balance with another form of payment.

  1. How do I register my personal information to my gift card and what's the benefit of doing so?
    You would register online at www.ppdmoney.com by creating a profile, adding your gift card to your profile and then editing the registered name. Registering your card will provide the additional security required to allow you to use your card for phone and internet purchases as well as requesting a replacement should your card become lost/stolen.

  1. What if my purchase is greater than the value available on my gift card?
    You will need to advise the merchant how much is available on your card. (You can keep track of your balance by writing down transactions on the card sleeve, or by visiting www.ppdmoney.com .) The merchant may complete a split-tender transaction and charge the gift card for the available balance. The remaining amount of your purchase would require another form of payment.

  1. Can I use my card at restaurants?
    Yes, you may use your gift card at a restaurant the same as you do at any other merchant. However, it is common for service-oriented merchants to automatically factor in an additional percentage (often times, up to 20% over the purchase price) to cover a tip you may leave on the card. You should ensure that your gift card has an available balance that is 20% greater than your total bill .

  1. How do I use my card at hotels and rental agencies?
    Like restaurants and other service-oriented merchants, companies associated with travel services may automatically factor in an additional percentage to cover incidental charges that you might incur. Each entity varies in the amount they could over authorize so to prevent a decline, we advise you to check with the company to determine their policy for over authorizing.

  1. What if my card is lost or stolen?
    If your card has been lost or stolen, contact customer service by calling 1-866-208-3282. You will be able to speak to a live agent and obtain a replacement card. There will be a $15.00 fee assessed to your card balance to replace your card.

  1. What can I do if there is fraud on my card?
    If you notice transactions on your account that you have not made, contact customer service immediately. They will follow normal dispute processes to investigate the fraudulent transactions.

  1. How do I get a list of my balance or transactions?
    You may obtain your current balance or a list of all your transactions through www.ppdmoney.com or by calling customer service at the phone number provided on the back of your card. Please note that the website will not display authorizations but only completed transactions.

    1. Can I use my card at the 'pay at the pump' gas stations?
      Your card can be used at automatic fuel dispensers; however, an authorization of $50 or $75 may be posted to your account. This authorization may not be deleted from your account for several days. To prevent a potential over-authorization, we suggest that you pay for your gas in the service station.

    1. Can I add funds to my card?
      No, gift cards are disposable one-time use cards whereas value cannot be added to the card.

    1. Are there any fees associated with my card?
      A monthly inactivity fee of $4.95 may be assessed to your card after 12 consecutive months of inactivity.

Get Yours Today

Select from the options below to purchase or learn more about prepaid gift cards.

Call 1-800-374-6123
to speak with a service representative.
Locate an office  near you to meet and discuss in person.

 

 

 

Cards are issued by FIS pursuant to a license from Visa U.S.A., Inc.



The Peoples Bancorp website links to third-party websites on the Internet. Peoples Bancorp provides links to these web sites only as a convenience. The inclusion of these links are not endorsements by Peoples Bancorp. The linked sites are not under the control of Peoples Bancorp, thus Peoples Bancorp is not responsible for the content of any linked site or any link contained within a linked site. Adobe Acrobat Reader 5.0 or above is required to access all PDF documents. Insured deposit products and services are offered through Peoples Bank,Equal Housing Lender, Member of FDIC.
Peoples Bank (w/ logo)® is a federally registered service mark of Peoples Bank.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal.  Peoples Bancorp and the investment center are independent of Raymond James Financial Services.  Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered.  Therefore, a response to a request for information may be delayed.  Please note that not all of the investments and services mentioned are available in every state.  Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site.  Contact your local Raymond James office for information and availability.  Links are being provided for information purposes only.  Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors.  Raymond James is not responsible for the content of any website or the collection or use of information regarding an website's users and/or members.

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