Savings and Money Market Accounts

SAVINGS ACCOUNTS

Statement Savings
Interest bearing personal account for customers who wish to earn interest while maintaining flexibility of withdrawal.

Allows periodic transfers among Peoples Bank accounts, direct deposit of payroll or other types of checks or transfers from other Peoples bank accounts via online banking, mobile banking and phone transfers.

Certain transactions are restricted to a total of six per month.

To avoid a $2.00 monthly maintenance fee, customers must maintain a daily balance of at least $200.00 If you close the account within 180 days, you will be charged a fee of $25.00.

A $10.00 fee will be charged for debit transactions in excess of 6 per monthly statement cycle (or per month when quarterly statement cycle).

This product is FDIC insured.

MONEY MARKET ACCOUNTS

Peoples Plus Money Market Account
Interest bearing personal or business account with limited check writing capability of (6) transactions per month. The rate will vary with market conditions, contact your local office for rate information.

Follow the guidelines listed below to maintain your Peoples Plus Money Market Account:

The account requires a minimum balance of $25,000.

E-statements available.

Minimum Daily Balance requirement of $25,000

If the account is closed within 180 days of opening, a $100.00 fee will be assessed.

A $10.00 fee will be charged for debit transactions in excess of 6 per monthly statement cycle (or per month when quarterly statement cycle).

If balance falls below $25,000 a $25 monthly service charge will be assessed.

Features:

Highest Interest Bearing Money Market Account

Free Online Banking

Free Mobile Banking

Free Bill Pay

Free e-statements

FinanceWorks™

FDIC insured

*Rate subject to change
**Fees may reduce the earnings on this account

Freedom Money Market Account
Interest bearing personal or business account for customers who occasionally need to write checks for amounts greater than one would normally maintain in a regular checking account.

A detailed monthly statement is provided with checks listed in numerical order to make balancing the account very easy. Check images are returned with the monthly statement. This product is FDIC insured.

Follow the guidelines listed below to maintain your Freedom Money Market Account at the lowest possible cost.

A $10.00 monthly maintenance fee will be assessed on Freedom Money Market Accounts when daily balances fall below $10,000.00. If your average account balance falls below $100.00 and you receive ACH credits, you will be charged a fee of $.50 per ACH item. If you close the account within 180 days, you will be charged a fee of $25.00

A $10.00 fee will be charged for debit transactions in excess of 6 per monthly statement cycle (or per month when quarterly statement cycle).

Features:

Interest bearing

Free Online Banking

Free Mobile Banking

Free Bill Pay

Free E-statements

FinanceWorks™

FDIC insured

*Rate subject to change
**Fees may reduce the earnings on this account

CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS

Certificate of Deposit (CD)
A special type of savings account designed to invest money for a specific time period. Many CD terms are available to help you find the one that best fits your needs. This product is FDIC insured. Click here to view a list of our current CD specials.

Individual Retirement Account (IRA)
A special type of savings account authorized by the federal government to enable people to accumulate funds for retirement, and, with the passage of the Taxpayer Relief Act of 1997, fund higher education. Different IRA's are available to meet individual investor needs. This product is also FDIC insured. Click here to view a list of our current IRA specials.