Peoples Bank

Investment planning involves designing and managing an investment portfolio using a step-by-step process that helps you pursue your investment objectives. There are several factors to consider when designing the investment policy for your portfolio.

Investment Goals – Are you looking to purchase a house? Save for your child's college education? Plan for your retirement?
Risk Tolerance – Are you wanting a conservative approach or are you more willing to take risk to achieve a higher return?
Time Horizon – What length of time do you have to reach goal(s)?
Asset Allocation – what is a proper mix of assets to help you meet your goals?

Once the answers to these questions have been determined the management of the portfolio begins. The management process includes the selection and purchase of the investments that meet the portfolio design, monitoring the portfolio, knowing when to buy and sell, along with rebalancing and making adjustments as needed.

You may want to consider working with a financial advisor to develop and manage your investment portfolio. At Peoples Financial Advisors we can help you define your investment goals, risk tolerance and time horizon. We will work with you to develop an investment policy that will meet your goals, implement this plan and monitor the investments and your progress. The advisors at Peoples Financial Advisors are experienced in investment planning and portfolio management with over one billion dollars in assets under management.

If you believe you could benefit from this type of Investment Planning or would like to know more, click on the link below.

Peoples Financial Advisors is a division of Peoples Bank, National Association. Peoples Bank and it's affiliates are independent of RJFS.

OSJ:138 Putnam Street, Marietta, Ohio 45750 * Phone (877) 376-7576 * Fax (740) 376-7112 * Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC, www.finra.org and www.sipc.org, an independent broker/dealer * Insurance products offered through Peoples Insurance Agency, Inc. * NOT FDIC Insured * NOT GUARANTEED by Peoples Bank * Subject to risk and may lose value.

Trust, Estate and Investment Management Services offered through Peoples Asset Management.

Each account custodied by Raymond James & Associates is protected for the net equity of the client's securities and cash positions.

Raymond James & Associates is a member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $100,000 for claims for cash). An explanatory brochure is available upon request or at sipc.org or by calling (202) 371-8300.

Raymond James has purchased excess SIPC coverage through various syndicates of Lloyd's, a London-based firm. Excess SIPC is fully protected by the Lloyd's trust funds and Lloyd's Central Fund. The additional protection currently provided has an aggregate firm limit of $750 million, including a sub-limit of $1.9 million per customer for cash above basic SIPC for the wrongful abstraction of customer funds.

Account protection applies when a SIPC-member firm fails financially and is unable to meet obligations to securities clients, but it does not protect against market fluctuations.

Raymond James' Financial Advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Are Not FDIC Insured

May Lose Value

Are Not Bank Guaranteed

Not a
Deposit