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Peoples Insurance Agency
416 Hart Street
Marietta, OH 45750
740-373-3994
800-283-3823
Fax 740-373-3650

A Peoples Bancorp Company

 

 


 

 


 

Insurance Terms

Auto Insurance - A policy that provides you with Liability and Physical damage protection on your vehicles.

Commercial Auto - Insure your company vehicle and fleet of vehicles

Commercial Umbrella - Excess liability designed to increase the limits of underlying liability policies in the commercial package

Disability Insurance - A physcial condition which makes an insured person incapable of doing one or more duties of his/her occupation.

Emergency Services Insurance Program - a comprehensive package of insurance coverage specifically designed to meet the needs of Volunteer Fire Departments.

General Liability - Designed to protect your company from damages to other parties as a result of doing business

Health Insurance - Protection against the costs of lost income and hospital and medical care arising from illness or injury, also accidental loss of life, limb or sight.

Homeowners Insurance - Provides coverage for one of your most valuable assets... your home and personal items. This policy also provides Personal Liability coverage for members of your household.

Inland Marine - Broad coverage for personal or business property that is not always kept in one place such as jewerly, fine arts, silverware, contractors tools and equipment.

Key-Person Health Insurance - A policy which provides reimbursement to a business against the work time lost by a key employee who is disabled.

Long-Term Care Insurance - A policy which provides payment for a portion or all of the cost of certain long-term care facilities such as skilled or intermediate nursing homes.

Property - Coverage for your buildings and contents

Renters Insurance - Provides financial protection against the loss, damage, or destruction of your possessions when you rent a house or apartment.

Term Life Insurance - Is only paid out to the beneficiary should death occur during the term of the actual policy (or while you are paying the premium).  Term policies may range from one to thirty years depending on the length of coverage needed and are typically paid monthly, quarterly, or annually.

Umbrella Policy - Provides you with additional coverage over your liability limits provided by your home and auto.

Universal Life Insurance - A very flexible life insurance product that pays much higher interest than conventional whole life and allows the insured to adjust the premium and death benefits.

Whole Life Insurance - Is paid to the beneficiary regardless of when the person passes.  As long as the policy is in force, your beneficiary will be able to collect on whole life insurance whether you’re still paying your premiums or if you have the policy paid up and are no longer paying premiums.

 

 

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Divisions of Peoples Insurance Agency Incorporated
Barengo Insurance Agency (800) 283-3823
The Putnam Agency
Huntington, WV (304) 522-6555
Ashland, KY (606) 329-2200

 

 

Are Not FDIC Insured
May Lose Value
Are Not Bank Guaranteed

 

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