Personal Deposit Accounts

Peoples Bank offers many types of accounts let us help you find the best fit!
Checking Accounts Savings Accounts Money Market Accounts Additional Services

Checking Accounts

Freedom Checking Account
Non-interest bearing account for customers who write a large volume of checks. A detailed monthly statement is provided with checks listed in numerical order to make balancing the account very easy. A special notebook to store statements on a monthly basis is also provided at no additional charge. Check images are returned with your monthly statement. There is no monthly fee; no minimum balance requirement; and no per-item charge. If you close the account within 180 days you will be charged a fee of $15.00.

Free ATM / Debit Card;
Free Internet Banking;
Free Bill Pay;
Free e-Statements;
150 checks for $5.00 on all new Personal Freedom Checking accounts;
Free checks for customers over 55 years of age;
FDIC insured.

Ultimate Freedom Checking Account
Interest bearing personal checking account for customers who write a large volume of checks and maintain a minimum balance.

A detailed monthly statement is provided with checks listed in numerical order to make balancing the account very easy. A special notebook to store statements on a monthly basis is also provided at no additional charge. Check images are returned with your monthly statement. Peoples Bank also offers e-Statements where your monthly statement can be sent to you via email.

To avoid a $15.00 monthly maintenance fee, customers must maintain a daily balance of at least $1000.00. If you close the account within 180 days, you will be charged a fee of $100.00.

Free ATM / Debit Card;
Free Internet Banking;
Free Bill Pay;
150 checks for $5.00 on all new Personal Freedom Checking accounts;
Free checks for customers over 55 years of age;
Interest bearing;
FDIC insured.

Savings Account

Savings Account
Interest bearing personal account for customers who wish to earn interest while maintaining flexibility of withdrawal.

Allows periodic transfers among Peoples Bank accounts, direct deposit of payroll or other types of checks or transfers from other Peoples bank accounts via touchtone phone and wire transfers from outside sources.

Certain transactions are restricted to a total of six per month.

To avoid a $2.00 monthly maintenance fee, customers must maintain a daily balance of at least $200.00. If you average balance falls below $100.00 and you receive ACH credits, you will be charged a fee of $.50 per ACH item. If you close the account within 180 days, you will be charged a fee of $15.00.

Telephone transfers, withdrawals and preauthorized debits over the six permitted each month are charged $1.00 per item. This product is FDIC insured.

Money Market Account

Peoples Plus Money Market Account
Interest bearing personal or business account with limited check writing capability of (6) transactions per month. Detailed monthly statements available via email only (e-statements) with check images. The rate will vary with market conditions, please contact your local office for rate information.

Follow the guidelines listed below to maintain your Peoples Plus Money Market Account:

The account requires a minimum opening balance of $25,000 with $15,000 being new money (money that is not currently held at Peoples Bank)

You must have an open checking account with Direct Deposit.

You will receive your bank statements by email (e-statements) through Online Banking.

Minimum Daily Balance requirement of $25,000

If the balance falls below $25,000 the APY will be *.25%.

If the account is closed within 180 days of opening, a $100.00 fee will be assessed.

Limit one account per household.

Should your Checking account close and the balance in the Peoples Plus Money Market falls below $25,000, a $25.00 monthly fee** will be imposed.

Certain transactions are restricted to a total of six per month. Telephone transfers, checks and preauthorized debits over the six permitted each month are charged $10.00 per item**.

This product is FDIC insured.

*Rate subject to change
**Fees may reduce the earnings on this account

Freedom Money Market Account
Interest bearing personal or business account for customers who occasionally need to write checks for amounts greater than one would normally maintain in a regular checking account.

A detailed monthly statement is provided with checks listed in numerical order to make balancing the account very easy. A special notebook to store statements on a monthly basis is also provided at no additional charge. Check images are returned with the monthly statement. This product is FDIC insured.

Follow the guidelines listed below to maintain your Freedom Money Market Account at the lowest possible cost.

A $10.00 monthly maintenance fee will be assessed on Freedom Money Market Accounts when daily balances fall below $15,000.00.
If your average account balance falls below $100.00 and you receive ACH credits, you will be charged a fee of $.50 per ACH item. If you close the account within 180 days, you will be charged a fee of $15.00.

Certain transactions are restricted to a total of six per month. Telephone transfers, checks and preauthorized debits over the six permitted each month are charged $10.00 per item.

Certificate of Deposit & Individual Retirement Accounts

Certificate of Deposit (CD)
A special type of savings account designed to invest money for a specific time period. Many CD terms are available to help you find the one that best fits your needs. This product is FDIC insured. Click here to view a list of our current CD specials.

Individual Retirement Account (IRA)
A special type of savings account authorized by the federal government to enable people to accumulate funds for retirement, and, with the passage of the Taxpayer Relief Act of 1997, fund higher education. Different IRA's are available to meet individual investor' needs. This product is also FDIC insured. Click here to view a list of our current IRA specials.

Additional Services

Apply OnLine
You now have the ability to apply for a new checking, savings, or money market account from your personal computer. Once you have submitted the form a bank representative will contact you to complete the application.

Personal Online Banking
Peoples OnLine Connection gives you immediate access to your account information from the convenience of your home or office computer. Now you can do your banking over the internet, simply & securely! Click here to enroll today!

e-Statements
Peoples e-Statements will allow you to receive your bank statements by email instead of by US Postal mail. No more paper, No more crammed files, sign up today! Click here to enroll today!

Savings as Overdraft Protection
Overdraft protection is now easier than ever when using your savings account. Savings as overdraft protection will allow the bank to transfer funds in $50.00 increments from your savings to your checking for only a $1.00 per transfer. Please ask an associate today how to sign up.

Overdraft Privilege^SM
Overdraft Privilege^SM is here to help!
Rather than returning your bounced checks, Peoples Bank will consider paying your overdraft items at the cost of our normal overdraft fee. Subject to qualified checking accounts at Peoples Bank.
Ask any Personal Banker about Overdraft Privilege^SM.

Peoples Connect Card
Checking account debit card with ATM access and purchasing convenience worldwide, no “per debit” fee, and no annual fee.

Combined Statement
One easy-to-read statement containing all your Peoples accounts for simplified record-keeping.

School Spirit Checks
Support your local school and purchase School Spirit checks. With each purchase, $2.00 will be donated to the local school of your choice. Check the list below to see if your child's school or your Alma mater is available. If you would like to display your college Alma mater please see our complete list of collegiate checks. Most checks are available in wallet and duplicate styles. To order checks today, please contact an Customer Care Representative at 1-800-374-6123 or contact your local office.