Business Loan Options

Whether starting a business or growing an existing business, a customized commercial loan is a common contributor to a company's success.

A Commercial Lender will learn about your business and make appropriate recommendations
Effectively structured to pay for purchase within its useful life
Fixed rate option assures a contract rate to assist in planning
Variable rate loans keep your loan consistent with market conditions
Prompt response to requests

Term Loans
Mortgage & Real Estate Loans
Lines of Credit
Letters of Credit
Small Business Lending
Business Credit Cards
Business Financial Calculators

TERM LOANS
Peoples Bank offers Term Loans designed with your business in mind. These loans are offered with various maturities to meet your financing needs for working capital, business acquisitions, equipment financing, etc. Repayments are tailored to correspond with your anticipated cash flow.

MORTGAGE and REAL ESTATE LOANS
If you're looking into purchasing a new property or improving an existing one, whether for investment purposes or expansion, Peoples Bank provides Commercial Mortgages that can meet your various needs. We offer financing for a variety of property types including construction financing.

LINES OF CREDIT
There are times when you need the flexibility to borrow money for short term needs; maybe to carry inventory, trading accounts, or cover current operating expenses. Peoples Bank offers a Revolving Line of Credit to improve cash flow and liquidity when you need it. Lines of Credit are renewed annually so you don't need to reapply.

LETTERS OF CREDIT
Letters of Credit help facilitate commercial trade transactions and secure specific project development.

SMALL BUSINESS LENDING
Peoples Bank participates in various federal, state and local loan programs. These programs are designed to provide both long and short term financing for your business. There are flexible choices in loan types and payment options to meet your specific needs.

BUSINESS CREDIT CARDS
Peoples Bank offers Business Visa Cards that are accepted worldwide and provide immediate access to credit. Purchases made with Visa are often more time saving and efficient.