Personal Deposit Accounts

Additional Services to Complement Your Account

FDIC Insurance

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects against the loss of insured deposits if an FDIC-insured bank or savings association fails. FDIC deposit insurance is backed by the full faith and credit of the United States government. Since the FDIC was established, no depositor has ever lost a single penny of FDIC-insured funds. For additional FDIC information please visit the FDIC website.

Apply OnLine
You now have the ability to apply for a new checking, savings, or money market account from your personal computer. Once you have submitted the form, a bank representative will contact you to complete the application.

Personal Online Banking
Peoples Online Banking gives you immediate access to your account information from the convenience of your home or office computer. Now you can do your banking over the Internet, simply & securely! Click here to enroll today!

Peoples Mobile
Visit our website from any smart phone or compatible device and enjoy the convenience of Online Banking on the go with Peoples Mobile.

E-statements
Peoples e-statements will allow you to receive your bank statements by email instead of by U.S. Postal mail. No more paper, No more crammed files. Click here to enroll today!

FinanceWorks
Managing your personal finances has never been easier. Available FREE through Online Banking, FinanceWorks™ helps you manage all of your financial accounts in one place with a single login. With FinanceWorks, you can easily budget and gain control over your spending - allowing you to save for what's really important.

Overdraft Courtesy
We understand that everyone makes mistakes, even when it comes to balancing their checking account. As a courtesy to our customers, we do not charge an overdraft fee if your checking account is less than $5 overdrawn. This means that as a Peoples Bank checking customer, you won’t have to worry about a small oversight.

Savings as Overdraft Protection
Overdraft protection is now easier than ever when using your savings account. Savings as overdraft protection will allow the bank to transfer funds in $50.00 increments from your savings to your checking for only $5.00 per transfer. Please ask an associate today how to sign up.

Overdraft Privilege^SM
Overdraft Privilege^SM is here to help!
Rather than returning your bounced checks, Peoples Bank will consider paying your overdraft items at the cost of our normal overdraft fee. Subject to qualified checking accounts at Peoples Bank. Ask any Personal Banker about Overdraft Privilege^SM.
Peoples Bank Gold MasterCard Debit Card
Checking account debit card with ATM access and purchasing convenience worldwide, no “per debit” fee, and no annual fee.

Combined Statement
One easy-to-read statement containing all of your Peoples accounts for simplified record-keeping.

School Spirit Checks
Support your local school and purchase School Spirit checks. With each purchase, $2.00 will be donated to the local school of your choice. Check the list below to see if your child's school or your Alma mater is available. If you would like to display your college Alma mater please see our complete list of collegiate checks. Most checks are available in wallet and duplicate styles. To order checks today, please contact a Customer Care Representative at 1-800-374-6123 or contact your local office.