1. Payments and Annual Percentage Rates above based on Loan amount of $125,000 for borrowers with a credit score of 740 or greater at 80% LTV, and does not include escrowing for taxes and insurance. Actual payment obligation may be higher.
2. Rates above are available for Loan Amounts up to $417,000. 1-4 Family Owner Occupied, maximum LTV of  95%. Mortgage Insurance may be required for loans that have less than a 20% down payment which will increase the APR and result in a higher loan payment. Please call a Peoples Bank Home Loan Specialist for rates on loans with a LTV greater than 80%
3. Other loan rates and programs are available, but not quoted above. Please call a Peoples Bank Home Loan Specialist for additional rates and programs.

1. Payments and APR above based on Loan amount of $125,000 and does not include escrowing for taxes and insurance. Actual payment obligation may be higher.
2. Rates above are good up to 100% of the sales price or the appraised value plus the RH guarantee fee. Only Single Family Dwelling properties elligible, Mortgage insurance is not required for RH loans, borrower to pay a guarantee fee at the closing table to RH.
3. The interest rate requires 1% origination fee, plus any additional points, if any, as listed above.
4. Maximum loan amount for RH loans is set by RH by geographical area.

1. Payments and APR above based on a loan amount of $125,000 for borrowers with a credit score of 740 or greater and at a 80% LTV, and does not include escrowing for taxes and insurance. Actual payment obligation may be higher.
2. Rates above are available for Loan Amounts up to $417,000. 1-4 Family Owner Occupied. Please call a Peoples Bank Home Loan Specialist for rates on loans with a LTV greater than 80%
3. The 3/1 ARM has a 3.00% Margin over the 1 year Treasury Bill, with 2/6 Caps , $417,000 Max loan amount, 1-4 Family Owner Occupied, Mortgage Insurance may be required for loans that have less than a 20% down payment which will increase the APR and result in a higher loan payment.
4. Other loan rates and programs are available, but not quoted above. Please call a Peoples Bank Home Loan Specialist for additional rates and programs.

The rates published on this page are applicable only to requests received from this site or by calling 800-374-6123, option 0. Mortgage rates published on this page are the current rates for a single-family, primary residence based on a 30 -day lock period and are subject to change without notice.

In order to receive a guaranteed rate, you must have applied for an application through Peoples Bank National Association and received a confirmation from a loan officer that your desired rate is locked. Your guaranteed mortgage rate will depend on factors such as current market conditions, loan product, occupancy, property type and your credit profile. All loans are subject to credit approval and receipt of a property appraisal demonstrating sufficient value.

This statement of current loan terms and conditions is not an offer to enter into an interest rate or discount point agreement. 

• Conforming rates are for loan amounts not exceeding $417,000
• Adjustable-rate loans and rates are subject to change during the loan term. That change can increase or decrease your monthly payment.
• Additional loan products, rates and lock periods are available. Please call a Peoples Bank Home Loan Specialist Mortgage for additional rates and programs.

• APR calculation assumes a $125,000 loan amount with a 20% down payment. If the down payment is less than 20%, mortgage insurance may be needed on the loan. This could increase the monthly payment and the APR.